• Your partners in financial growth.

    Build strategies, build confidence, build wealth for generations to come.

  • Your Credit Rights

    The Fair Credit Reporting Act (FCRA) plays a major role in the credit repair process as its laws protect consumers by governing credit bureaus and the furnishers of credit information like creditors and financial institutions. Some of the key laws and rights granted in the FCRA include:

     

    • Credit bureaus are required to verify the accuracy of information listed on the report.
    • Creditors and financial institutions are required to only report complete and accurate consumer information.
    • Consumers can challenge incorrect and incomplete items listed on a credit report.
    • Consumers can seek damages from credit bureaus and furnishers violating the FCRA.
    • Consumers can limit who can access your credit reports
    • Consumers can request if your credit report is being used against you financially.

    Our coaches will help you understand your credit profile and rights as a consumer during our free credit consultation.

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  • Our business is navigating your financial literacy.

    Your competitive edge.

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    Every Point Matters

    Your credit will determine the cost of every dollar you borrow. The math is simple. The higher your credit scores the lower your interest rates. Let’s take a look at some of the potential financial benefits of credit repair.

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    The Math is Simple

    If you were to invest your $329 monthly savings into an account earning 5% per year for the next ten years you would accumulate $51,000. And over 20 years it would grow to $135,000.

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    Our Commitment

    The real financial benefits of credit repair go well beyond your mortgage and auto loan to include your credit cards and other consumer debt, not to mention the potential impact on employment and insurance. It adds up. Are you ready to learn more?

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    Who's the Competition - The Three Major Credit Bureaus

    The three heavy hitters are Experian, Equifax, and TransUnion. In spite of the market dominance of the largely known 3 credit bureaus, there are other companies out there that do the same thing as Equifax, Experian, and TransUnion. Some operated nationally, while others specialized in collecting and selling customized regional data. The history of companies who furnish data to lenders has led to a combination of mergers and normal market evolution with the end result of the 3 Bs we know predominately of today.

    Understanding the Credit Business

    Each bureau is a for-profit businesses that collects, maintains, markets and sells your credit profile. The bureaus primary customers are your prospective lenders and other business entities that use the bureau information provided to them to underwrite and or secure their loans offered to you. This data is also widely used for marketing, and generating more business for the companies that use their data.

    The Credit Coach Perspective

    From a credit coaching perspective, the credit bureaus can work in your favor. They are also an undeniable part of adulting, as their data affects the credit worthiness of over 200 million people. As a credit education company, it is our job is to work within the financial system to coach our clients back to financial success, one credit report at a time.

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    Why choose The Credit Score Coach?

     

    Great financial coaching prepares you for everything else.

     

    Credit Coaching is a lifetime investment that will allow you the opportunity to gain credit leverage, teach you how to sustain it, and give your limitless credit advantages that will transform your life.

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    Better Scores.

    Better Reports.

    Better Life.

     

    After our award-winning coaching, our customers were more eligible for the credit they have worked so hard for.

  • Get Started

    Let our experts coach you on credit

     

    Get your online credit evaluation now

     

    First, we need some info to pull your credit. You will be redirected to our parter site at Smart Credit

    Let our coaches work with you on your personalized game plan.

     

    By clicking "Get Started" I agree to be contacted by: live agent, artificial or prerecorded voice, SMS text and email about this and other offers; and accept the Privacy Policy and Terms and Conditions below.
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